![]() The comments posted on this blog become part of the public domain. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. To file a detailed report about a scam, go to. We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses.We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.We expect commenters to treat each other and the blog writers with respect. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Help us get the word out: share this graphic about debt collection on your social media. You can follow the conversation by following us and using #OpCorruptCollectorChat. Want to get more involved? Join us for a Twitter chat on debt collection and Operation Corrupt Collector, next Thursday, October 8th at 3pm EST. Learn more about dealing with debt collection at ftc.gov/debtcollection. If you think you don’t owe some - or all - of the debt, dispute it with the collector by mail or online. Is the debt yours? Did they sell your debt or hire a company to collect it? If so, is the caller the original creditor’s collector?ĥ. When scammers threaten to arrest you, suspend your driver’s license, or call your employer if you don’t pay immediately, hang up and report the collector to the FTC at .Ĥ. Within 5 days of first contacting you, debt collectors must “validate” or tell you the amount of the debt, the name of the current creditor, and how to get the name of the original creditor.ģ. Get “validation” information about the debt. Get the name of the collector, the collection company, its address, and phone number.Ģ. Have you gotten a collection call about a debt you don’t recognize? Before you pay:ġ. In cases announced today by our law enforcement partners, the companies called people claiming to be law enforcement officials or attorneys - scaring people with threats of arrest at their workplace, prison, or suspension of their driver’s license if they didn’t pay right away. In these cases, the companies made robocalls to people, telling them that they’ve been sued, or soon will be, if they don’t pay up. In each of the new FTC cases announced today, the companies claimed to be collecting on debt that they can’t legally collect, or that people don’t actually owe. The operation includes five FTC actions, with two new cases announced today. Today, in partnership with federal and state law enforcement partners, the FTC announces Operation Corrupt Collector, a federal-state law enforcement sweep against fake and abusive debt collectors. But have you ever gotten one for a debt you already paid - or you know isn’t yours? Or have you been threatened and harassed by a debt collector until you paid up? If so, we want you to know how to protect yourself. Nobody likes getting debt collection calls. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items.
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